Plans for Family or Individuals

Plan Resources

You might recognize Affordable Care Act plans as major medical, comprehensive coverage, or “Obamacare.” Regardless of the name, these plans comply with all ACA requirements and are generally the most extensive options available.

An Individual and Family Health Insurance plan might be suitable for you if:

  • Desire extensive coverage that goes beyond standard doctor visits and annual checkups.

  • Seek protection through Out-of-Pocket Maximums and Deductibles.

  • Can manage a slightly higher monthly premium compared to other coverage options.

What is Individual and Family Health Insurance?

You might recognize Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or “Obamacare.” Regardless of the term, these plans fulfill all ACA requirements and are usually the most comprehensive options available. If you have a chronic condition or experience a medical emergency, these plans can help protect you from overwhelming costs.

How does an Individual & Family Health Insurance plan work?

ACA plans offer coverage for a wide array of healthcare services, both inpatient and outpatient, helping you save on routine doctor visits, prescription medications, preventive care, hospital stays, and more. These plans are accessible to nearly everyone, and you cannot be denied coverage due to preexisting conditions.